Luminating the Path to Homeownership
Are you ready to own your dream home with little to no initial financial burden? Luminate Path's innovative USDA Zero-Down Home Loans are now even more accessible with the National DPA Program, available in Austin, Texas, Maryville and Savannah, Missouri, and Nationwide (excluding NY)! Experience the freedom of homeownership without the stress of a down payment.
Key Features of Our National DPA Program
To qualify for the Luminate PATH National DPA Program, you must reside in one of the 50 states (excluding New York). Additionally, eligibility extends to U.S. Citizens, U.S. non-citizen nationals, or Qualified Aliens, ensuring a broad range of applicants can access this opportunity for homeownership.
Up to 5% Down Payment Assistance
Get up to 5% of your loan amount to cover down payment or closing costs.
No Income Restrictions
We believe everyone deserves a chance at homeownership.
Options for More Expensive Home
High balance loans are allowed, giving you more purchasing power.
Property Flexibility
Eligible for 1-2 unit properties, expanding your home buying options.
Flexibility for All Buyers
You don't need to be a first-time homebuyer to qualify.
Available Almost Nationwide
Accessible in all states except New York.
Buydown Options
Choose from temporary or permanent interest rate buydowns to lower your initial monthly payments.
Repayment Choices
- 10-Year Repayable Option: Enjoy a lower first lien interest rate with a repayable plan over ten years.
- 5-Year Forgivable Option: Benefit from zero interest and no payments with complete forgiveness after five years.
Take the Next Step
Start your homeownership journey today with the Luminate Path Program! Steve Placker and his team are committed to guiding you from eligibility exploration to finalizing your home purchase, ensuring a smooth and supportive experience.
Interested in learning more? Complete the form below or contact give us a call. Let the Luminate Path illuminate your way to a new home with exceptional support and zero down!
